It costs you nothing
No dealer fee, no per-loan fee, and no change to your revenue share terms. Price the job exactly the way you always would.
Financing
Offer financing to increase your close rate by up to 50%. At no cost to you.
Every quote you send through Wonderly carries financing options, so homeowners see a monthly payment next to the total. It costs you nothing, and the loan never touches your books.
Apply now
Free until you get results. Go live in 48 hours.
Why financing
Sticker shock kills jobs that were already sold.
The homeowner wants the work and trusts you to do it. Then they see the total in one number, and the conversation stops.
You carry none of the risk
The loan is between the homeowner and their lender. No underwriting on your business, no personal guarantee, and no recourse to you if they do not repay.
You get paid the way you always do
The money goes to the homeowner, and they pay you on your normal schedule. No waiting on a lender, no payout milestones, no holds until the job is finished.
Financing is already on every quote you send.
There is nothing to set up and nothing to sign up for. Send the quote through Wonderly and the option is there.
Automatic
Nothing to set up.
Financing attaches itself to quotes sent through Wonderly. Build the quote however you like — in Wonderly, in a spreadsheet, or as a document you upload — and send it from Wonderly.
Monthly framing
Show the payment, not just the price.
The quote leads with a starting-from monthly figure alongside the total, so the homeowner weighs a payment they can picture instead of a number that ends the conversation.
Their phone, their application
The homeowner applies on their own device.
They scan a code or open a link, see the offers they qualify for, and choose. Seeing what they qualify for is a soft check with no impact on their credit score.
Approval alerts
Know the moment they are approved.
You are notified as soon as a loan is approved, so you can call and lock in a start date while the homeowner is still ready to go.
Wonderly products
More than a financing option.
Wonderly is a full system to grow your business. Ads bring the homeowner in, AI answers and books them, and quotes, financing, and signatures turn the visit into signed work.
Website builder and hosting
SEO-optimized website built for conversion
Meta ads
Facebook and Instagram ad creative and campaigns
Google ads
Search, LSA, and local map ads
AI receptionist
24/7 answering, qualifying, booking, and transfers
AI CRM
Deals, contacts, stages, notes, and AI automation
AI lead automation
AI follow-up by email, SMS, and phone
On-site appointments
Dispatch and assign field agents on one calendar
Quotes and electronic signatures
Quotes, contracts, and online signature collection
Invoices and payments
Invoice creation and payment collection
Frequently asked questions
How does contractor financing work?
(and other great questions)
Does offering financing cost me anything?
No. Your revenue share terms stay exactly as they are. There is no additional charge, no dealer fee, and no per-loan cost.
Who actually lends the money?
Acorn Finance, our financing partner. Acorn works with a network of lenders, so the homeowner sees the offers they qualify for and picks the one they like.
Where does the money go?
Straight to the homeowner. The funds land in their bank account, and they pay you the same way they would pay for any other job.
Am I on the hook if the homeowner does not repay?
No. The loan is between the homeowner and their lender. There is no recourse to you and no clawback.
Is there any underwriting on my business?
None. There are no business financials to submit, no personal guarantee, and no application for you to fill out.
How much can a homeowner borrow?
It depends on their credit. The amount is currently capped at $100,000.
What if they are approved for less than the quote?
The loan does not have to cover the whole job. It reduces what the homeowner pays out of pocket, and they cover the difference the way they would pay for any job.
Will checking offers hurt the homeowner’s credit?
No. Seeing what they qualify for is a soft check with no impact on their score. A hard check only happens if they pick an offer and move forward.
What does it cost the homeowner?
These are not interest-free loans. The rate and monthly payment depend on their credit and the offer they choose, and they see the full terms before they accept anything.
Can I charge more on financed jobs?
There is no fee being passed to you, so there is nothing to cover. Price the job the way you always would.
What if I built the quote somewhere else?
Upload it into Wonderly and send it from there. You do not have to change how you build quotes — but a quote you email yourself will not carry financing, and the homeowner will never see the option.
Is financing available in Canada?
Not yet. Financing is available for businesses in the United States today, and Canada is coming.
Apply now. It’s completely risk free.
Apply now to claim your spot. We only accept 20 serious businesses each month.
Apply now
Free until you get results. Go live in 48 hours.